In recent years, the lending platforms such as campus loans and campus installment payments provide college students with a variety of channels of loaning the money.
Campus loan is in essence a private loan. Most of lenders are loan sharks. The demand for such loans is high, and such a loan involves high risks.
Some college students commit suicide because of the pressure of “campus loan”. The "campus loan" has become a security risk in the management of colleges and universities, and needs to be resolved.