信贷基本词汇英汉对照(1)
2M method 2M法
3M method 3M法
A scores A值
Accounting convention 会计惯例
Accounting for acquisitions 购并的会计处理
Accounting for debtors 应收账款核算
Accounting for depreciation 折旧核算
Accounting for foreign currencies 外汇核算
Accounting for goodwill 商誉核算
Accounting for stocks 存货核算
Accounting policies 会计政策
Accounting standards 会计准则
Accruals concept 权责发生原则
Achieving credit control 实现信用控制
Acid test ratio 酸性测试比率
Actual cash flow 实际现金流量
Adjusting company profits 企业利润调整
Advance payment guarantee 提前偿还保金
Adverse trading 不利交易
Advertising budget 广告预算
Advising bank 通告银行
Age analysis 账龄分析
Aged debtors analysis 逾期账款分析
Aged debtors’exception report 逾期应收款的特殊报告
Aged debtors’exception report 逾期账款特别报告
Aged debtors’report 逾期应收款报告
Aged debtors’report 逾期账款报告
All—monies clause 全额支付条款
Amortization 摊销
Analytical questionnaire 调查表分析
Analytical skills 分析技巧
Analyzing financial risk 财务风险分析
Analyzing financial statements 财务报表分析
Analyzing liquidity 流动性分析
Analyzing profitability 盈利能力分析
Analyzing working capital 营运资本分析
Annual expenditure 年度支出
Anticipating future income 预估未来收入
Areas of financial ratios 财务比率分析的对象
Articles of incorporation 合并条款
Asian crisis 亚洲(金融)危机
Assessing companies 企业评估
Assessing country risk 国家风险评估
Assessing credit risks 信用风险评估
Assessing strategic power 战略地位评估
Assessment of banks 银行的评估
Asset conversion lending 资产转换贷款
Asset protection lending 资产担保贷款
Asset sale 资产出售
Asset turnover 资产周转率
Assets 资产
Association of British Factors and Discounters 英国代理人与贴现商协会
Auditor's report 审计报告
Aval 物权担保
Bad debt 坏账
Bad debt level 坏账等级
Bad debt risk 坏账风险
Bad debts performance 坏账发生情况
Bad loans 坏账
Balance sheet 资产负债表
Balance sheet structure 资产负债表结构
Bank credit 银行信贷
Bank failures 银行破产
Bank loans．availability 银行贷款的可获得性
Bank status reports 银行状况报告
Bankruptcy 破产
Bankruptcy code 破产法
Bankruptcy petition 破产申请书
Basle agreement 塞尔协议
Basle Agreement 《巴塞尔协议》
Behavorial scoring 行为评分
Bill of exchange 汇票
Bill of lading 提单
BIS 国际清算银行
BIS agreement 国际清算银行协定
Blue chip 蓝筹股
Bonds 债券
Book receivables 账面应收账款
Borrowing money 借人资金
Borrowing proposition 借款申请
Breakthrough products 创新产品
Budgets 预算
Building company profiles 勾画企业轮廓
Bureaux (信用咨询)公司
Business development loan 商业开发贷款
Business failure 破产
Business plan 经营计划
Business risk 经营风险
Buyer credits 买方信贷
Buyer power 购买方力量
Buyer risks 买方风险
CAMPARI 优质贷款原则
Canons of lending 贷款原则
Capex 资本支出
Capital adequacy 资本充足性
Capital adequacy rules 资本充足性原则
Capital commitments 资本承付款项
Capital expenditure 资本支出
Capital funding 资本融资
Capital investment 资本投资
Capital strength 资本实力
Capital structure 资本结构
Capitalization of interest 利息资本化
Capitalizing development costs 研发费用资本化
Capitalizing development expenditures 研发费用资本化
Capitalizing interest costs 利息成本资本化
Cascade effect 瀑布效应
Cash assets 现金资产
Cash collection targets 现金托收目标
Cash cycle 现金循环周期
Cash cycle ratios 现金循环周期比率
Cash cycle times 现金循环周期时间
Cash deposit 现金储蓄
Cash flow adjustments 现金流调整
Cash flow analysis 现金流量分析
Cash flow crisis 现金流危机
Cash flow cycle 现金流量周期
Cash flow forecasts 现金流量预测
Cash flow lending 现金流贷出
Cash flow profile 现金流概况
Cash flow projections 现金流预测
Cash flow statements 现金流量表
Cash flows 现金流量
Cash position 现金头寸
Cash positive JE现金流量
Cash rich companies 现金充足的企业
Cash surplus 现金盈余
Cash tank 现金水槽
Cash-in-advance 预付现金
Categorized cash flow 现金流量分类
CE 优质贷款原则
CEO 首席执行官
Chairman 董事长，总裁
Chapter 11 rules 第十一章条款
Charge 抵押
Charged assets 抵押资产
Chief executive officer 首席执行官
Collateral security 抵押证券
Collecting payments 收取付款
Collection activitv 收款活动
Collection cycle 收款环节
Collection procedures 收款程序
Collective credit risks 集合信用风险
Comfortable liquidity positi9n 适当的流动性水平
Commercial mortgage 商业抵押
Commercial paper 商业票据
Commission 佣金
Commitment fees 承诺费
Common stock 普通股
Common stockholders 普通股股东
Company and its industry 企业与所处行业
Company assets 企业资产
Company liabilities 企业负债
Company loans 企业借款
Competitive advantage 竞争优势
Competitive forces 竞争力
Competitive products 竞争产品
Complaint procedures 申诉程序
Computerized credit information 计算机化信用信息
Computerized diaries 计算机化日志
Confirmed letter of credit 承兑信用证
Confirmed letters of credit 保兑信用证
Confirming bank 确认银行
Conservatism concept 谨慎原则
Consistency concept 一贯性原则
Consolidated accounts 合并报表
Consolidated balance sheets 合并资产负债表
Contingent liabilities 或有负债
Continuing security clause 连续抵押条款
Contractual payments 合同规定支出
Control limits 控制限度
Control of credit activities 信用活动控制
Controlling credit 控制信贷
Controlling credit risk 控制信用风险
Corporate credit analysis 企业信用分析
Corporate credit controller 企业信用控制人员
Corporate credit risk analysis 企业信用风险分析
Corporate customer 企业客户
Corporate failure prediction models 企业破产预测模型
Corporate lending 企业贷款
Cost leadership 成本领先型
Cost of sales 销售成本
Costs 成本
Country limit 国家限额
Country risk 国家风险
Court judgments 法院判决
Covenant 贷款保证契约
Covenants 保证契约
Creative accounting 寻机性会计
Credit analysis 信用分析
Credit analysis of customers 客户信用分析
Credit analysis of suppliers 供应商的信用分析
Credit analysis on banks 银行信用分析
Credit analysts 信用分析
Credit assessment 信用评估
Credit bureau reports 信用咨询公司报告
Credit bureaux 信用机构
Credit control 信贷控制
Credit control activities 信贷控制活动
Credit control performance reports 信贷控制绩效报告
Credit controllers 信贷控制人员
Credit cycle 信用循环
Credit decisions 信贷决策
Credit deterioration 信用恶化
Credit exposure 信用敞口
Credit granting process 授信程序
Credit information 信用信息
Credit information agency 信用信息机构
Credit insurance 信贷保险
Credit insurance advantages 信贷保险的优势
Credit insurance brokers 信贷保险经纪人
Credit insurance limitations 信贷保险的局限
Credit limits 信贷限额
Credit limits for currency blocs 货币集团国家信贷限额
Credit limits for individual countries 国家信贷限额
Credit management 信贷管理
Credit managers 信贷经理
Credit monitoring 信贷监控
Credit notes 欠款单据
Credit period 信用期
Credit planning 信用计划
Credit policy 信用政策
Credit policy issues 信用政策发布
Credit proposals 信用申请
Credit protection 信贷保护
Credit quality 信贷质量
Credit rating 信用评级
Credit rating agencies 信用评级机构
Credit rating process 信用评级程序
Credit rating system 信用评级系统
Credit reference 信用咨询
Credit reference agencies 信用评级机构
Credit risk 信用风险
Credit risk assessment 信用风险评估
Credit risk exposure 信用风险敞口
Credit risk insurance 信用风险保险
Credit risk．individual customers 个体信用风险
Credit risk：bank credit 信用风险：银行信用
Credit risk：trade credit 信用风险：商业信用
Credit scoring 信用风险评分
Credit scoring model 信用评分模型
Credit scoring system 信用评分系统
Credit squeeze 信贷压缩
Credit taken ratio 受信比率
Credit terms 信贷条款
Credit utilization reports 信贷利用报告
Credit vetting 信用审查
Credit watch 信用观察
Credit worthiness 信誉
Creditor days 应付账款天数
Cross-default clause 交叉违约条款
Currency risk 货币风险
Current assets 流动资产
Current debts 流动负债
Current ratio requirement 流动比率要求
Current ratios 流动比率
Customer care 客户关注
Customer credit ratings 客户信用评级
Customer liaison 客户联络
Customer risks 客户风险
Cut-off scores 及格线
Cycle of credit monitoring 信用监督循环
Cyclical business 周期性行业
Daily operating expenses 经营费用
Day’s sales outstanding 收回应收账款的平均天数
Debentures 债券
Debt capital 债务资本
Debt collection agency 债务托收机构
Debt issuer 债券发行人
Debt protection levels 债券保护级别
Debt ratio 负债比率
Debt securities 债券
Debt service ratio 还债率
Debtor days 应收账款天数
Debtor's assets 债权人的资产
Default 违约
Deferred payments 延期付款
Definition of leverage 财务杠杆率定义
Deposit limits 储蓄限额
Depositing money 储蓄资金
Depreciation 折旧
Depreciation policies 折旧政策
Development budget 研发预算
Differentiation 差别化
Direct loss 直接损失
Directors salaries 董事薪酬
Discretionary cash flows 自决性现金流量
Discretionary outflows 自决性现金流出
Distribution costs 分销成本
Dividend cover 股息保障倍数
Dividend payout ratio 股息支付率
Dividends 股利
Documentary credit 跟单信用证
DSO 应收账款的平均回收期
Duration of credit risk 信用风险期
Eastern bloc countries 东方集团国家
EBITDA 扣除利息、税收、折旧和摊销之前的收益
ECGD 出口信贷担保局
Economic conditions 经济环境
Economic cycles 经济周期
Economic depression 经济萧条
Economic growth 经济增长
Economic risk 经济风险
Electronic data interchange(EDI) 电子数据交换
Environmental factors 环境因素
Equity capital 权益资本
Equity finance 权益融资
Equity stake 股权
EU countries 欧盟国家
EU directives 欧盟法规
EUlaw 欧盟法律
Eurobonds 欧洲债券
European parliament 欧洲议会
European Union 欧盟
Evergreen loan 常年贷款
Exceptional item 例外项目
Excessive capital commitments 过多的资本承付款项
Exchange controls 外汇管制
Exchange-control regulations 外汇管制条例
Exhaust method 排空法
Existing competitors 现有竞争对手
Existing debt 未清偿债务
Export credit agencies 出口信贷代理机构
Export credit insurance 出口信贷保险
Export factoring 出口代理
Export sales 出口额
Exports Credit Guarantee Department 出口信贷担保局
Extending credit 信贷展期
External agency 外部机构
External assessment methods 外部评估方式
External assessments 外部评估
External information sources 外部信息来源
Extraordinary items 非经常性项目
Extras 附加条件
Facility account 便利账户
Factoring 代理
Factoring debts 代理收账
Factoring discounting 代理折扣
Factors Chain International 国际代理连锁
Failure prediction scores 财务恶化预测分值
FASB (美国)财务会计准则委员会
Faulty credit analysis 破产信用分析
Fees 费用
Finance，new business ventures 为新兴业务融资
Finance，repay existing debt 为偿还现有债务融资
Finance,working capital 为营运资金融资
Financial assessment 财务评估
Financial cash flows 融资性现金流量
Financial collapse 财务危机
（编辑:youke）
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